For chief compliance officers · RBI master directions & circulars
RegulatoryFabric turns every RBI Master Direction and circular into a living model — so you can see what changed, what it means for your institution, and what to do. Every conclusion traceable to the source. In minutes, not days.
The public interface is free. No sales call required to look at your regulation.
PROVISION 7.1A — REVIEW OF HIGH-RISK ACCOUNTS “Banks shall conduct an annual review of all high-risk accounts…”
what changed → “annual” becomes “half-yearly”
annual review → half-yearly review · tighter frequency
applies to: all Scheduled Commercial Banks + SFBs
do by: within 60 days of the close of each half-year
Sound familiar?
The people personally accountable when a circular is missed, misread, or misunderstood.
The colleague who “knew” the KYC Master Direction resigned in April. Nobody else can answer the questions she used to answer.
The law-firm summary arrived Thursday. The circular was issued Monday. It says “may be impacted,” which is not an answer you can take to a board.
Your team reviewed a circular that amended the Outsourcing Master Direction — before realising the related circular that changed its scope had already been issued. Twice.
What you do today
None of this is your team’s fault. The tools never matched the job.
What we build
01
Every provision, structured and sourced from the RBI website. The text is the text — no interpretation mixed in until you want it.
provision-by-provision · sourced
02
A word-level diff against the version it amends — with the change classified: new obligation, tightened timeline, widened scope — and linked to the full amendment chain.
diff · classified · amendment chain
03
Obligations extracted: who’s affected, what’s required, by when. Your team reviews and decides. The system shows its work.
obligation · deadline · applies-to
Nothing appears without a source. Every answer links back to the exact provision — so the call is yours to own, not ours to assert.
Why us
Because none of them answer the question you actually get asked.
Show your work
MD-KYC · PROVISION 7.1A — REVIEW OF HIGH-RISK ACCOUNTS
“Banks shall conduct an annual review of all high-risk accounts…”
This is not a mock-up of a dream. It’s the public feed we’re building — and it’s free. Start with the KYC Master Direction and its amendment chain; every other RBI Master Direction follows.
Where we start
We’re building where it hurts most — all 47 RBI Master Directions and the circulars that amend them, provision by provision, linked into one model. Singapore, the UK, and the US come next.
What we are not
We are not a GRC suite, a document reader, or an AI oracle. We’re the regulatory layer — the source of truth between the regulator and your team. Understanding first. Workflow later.
47 master directions · 1 model · no black boxes
Start here
Tell us which circular or Master Direction it is. We’ll show you what we can already do with it — its amendment chain, its diffs, its obligations. If it helps your team, we’ll set you up on the private workspace.
Write to us — reply within 24 hoursSubject: The circular that keeps me up at night
Name: [your name]
Organisation: [bank / NBFC / fintech]
Role: [your title]
We’re trying to understand: [circular / Master Direction]
Our compliance team has: [n] people